States With No Income Tax in 2026, and What They Really Cost
Nine states do not tax wages. Here is how much more you take home on a $75,000 salary, and why sales and property taxes can close the gap.
Nine states do not tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. New Hampshire’s tax on interest and dividends ended in 2025, so it now taxes neither wages nor investment income. Washington does tax large long-term capital gains.
How much more do you take home?
For a single filer earning $75,000 in 2026, federal income tax, Social Security and Medicare leave about $61,593. In a no-tax state that is your take-home pay. Elsewhere, state income tax comes off the top:
| State | Est. state tax on $75,000 | Take-home |
|---|---|---|
| Texas (no income tax) | $0 | $61,593 |
| Arizona (2.5% flat) | $1,473 | $60,120 |
| Pennsylvania (3.07% flat) | $2,303 | $59,290 |
| California | $3,017 | $58,575 |
| New York (excl. NYC tax) | $3,520 | $58,073 |
| Oregon | $6,009 | $55,584 |
At this income the difference is a few thousand dollars a year. It grows quickly at higher incomes in states with steep top rates, such as California (up to 13.3%) and New York (up to 10.9%, plus New York City tax).
The catch: other taxes
States without an income tax still need revenue, so they lean on other taxes:
- Property tax: Texas averages about 1.47% of home value a year and New Hampshire about 1.61%, among the highest in the country. On a $400,000 home in Texas that is roughly $5,900 a year, more than the income tax a $75,000 earner would pay in most states. See the Texas mortgage calculator.
- Sales tax: Tennessee and Washington have some of the highest combined state and local sales tax rates, often over 9%.
- Fees and excise taxes: vehicle registration, fuel and utility taxes vary widely.
Renters and high earners usually benefit most from a no-income-tax state. Homeowners with modest incomes may find property taxes offset much of the gain.
Compare your own state
Every state has its own paycheck and mortgage page with take-home pay at different salaries and payments with local property tax. For your exact situation, including 401(k) and pay frequency, use the paycheck calculator.
State figures are simplified single-filer estimates using published state rates and standard deductions; local and city taxes are not included except where noted.